Purchase · Wilmington NC

First-Time Home Buyer Loans

First-time buying should feel exciting, not intimidating. David walks you through every step, from down-payment assistance to closing day.

Why borrowers choose David for first-time home buyer loans

  • 3% down conventional and 3.5% down FHA programs
  • NC Home Advantage and down-payment assistance review
  • Plain-English education on closing costs, escrows, and PMI

Who this is for

  • First-time NC buyers
  • Recent grads
  • Renters ready to buy

The process

  1. 01Free strategy call
  2. 02Credit and budget review
  3. 03Program comparison
  4. 04Underwritten pre-approval
  5. 05Offer and close

Related programs

First-Time Home Buyer Loans, questions, answered.

Don't see your question? Call David directly, most answers take 5 minutes.

Why the name Highland?

The Highland culture was historically proud, fiercely independent and rooted in important traditions of family, loyalty and conviction. Through 100% employee ownership and an unwavering belief in our team, Highland Mortgage exemplifies and embodies the spirit of this venerable culture. Put simply, trust equals behavior over time, a sincere credo that underscores our commitment to a life's work of advocating for our clients and each other.

Licensing Information

For licensing information, go to: NMLS Consumer Access

Boxcar Mortgage, LLC DBA Highland Mortgage
NMLS #1969375

404-850-0959

664 Seminole Ave NE, Suite #101
Atlanta, GA 30307

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