Purchase · Wilmington NC

FHA Loans

FHA is one of the most flexible programs for first-time and credit-challenged buyers, and David knows how to position your file for approval.

Why borrowers choose David for fha loans

  • 3.5% down
  • FICO as low as 580 (case-by-case 500)
  • Gift funds allowed
  • Higher debt-to-income tolerances

Who this is for

  • First-time buyers
  • Buyers rebuilding credit
  • Self-employed with strong compensating factors

The process

  1. 01Credit review and rapid rescore (if needed)
  2. 02Document strategy
  3. 03Pre-approval
  4. 04FHA appraisal
  5. 05Close

Related programs

FHA Loans, questions, answered.

Don't see your question? Call David directly, most answers take 5 minutes.

Why the name Highland?

The Highland culture was historically proud, fiercely independent and rooted in important traditions of family, loyalty and conviction. Through 100% employee ownership and an unwavering belief in our team, Highland Mortgage exemplifies and embodies the spirit of this venerable culture. Put simply, trust equals behavior over time, a sincere credo that underscores our commitment to a life's work of advocating for our clients and each other.

Licensing Information

For licensing information, go to: NMLS Consumer Access

Boxcar Mortgage, LLC DBA Highland Mortgage
NMLS #1969375

404-850-0959

664 Seminole Ave NE, Suite #101
Atlanta, GA 30307

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