Purchase · Wilmington NC
Conventional Loans
The most popular loan type in America, and often the best long-term value when you have strong credit and stable income.
Why borrowers choose David for conventional loans
- 3%, 20%+ down
- No upfront mortgage insurance
- PMI cancels at 80% LTV
- Loan amounts up to current conforming limits
Who this is for
- Strong-credit buyers
- Move-up buyers
- Second-home buyers
The process
- 01Pre-approval
- 02Offer and contract
- 03Appraisal
- 04Underwriting
- 05Close
Related programs
Conventional Loans, questions, answered.
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