Pender County · Mortgage Lender

Surf City, NC mortgage lender, David Starling

Surf City anchors the Topsail Island beach market, a strong mix of full-time, second-home, and short-term rental properties.

Surf City, NC market snapshot

Family-friendly island beach community.

Beach homes typically $600K, $2M.

Popular loan programs in Surf City, NC

Second HomeInvestmentJumboConventional

Community highlights

  • Topsail Island beaches
  • Strong vacation rental market
  • Growing year-round population

David's tips for Surf City, NC buyers

  • Flood and wind insurance vary block-by-block on Topsail, get accurate quotes early.

Why borrowers choose David in Surf City, NC

David Starling has originated mortgages in Pender County for more than 20 years. From first-time buyers to seasoned investors, his clients value the same three things: clear education, honest advice, and on-time closings. As a local Wilmington lender, David knows the appraisers, attorneys, insurance agents, and HOA managers that move Surf City, NC files from contract to keys-in-hand.

Explore other coastal NC areas

Surf City, NC mortgage questions, answered.

Don't see your question? Call David directly, most answers take 5 minutes.

Why the name Highland?

The Highland culture was historically proud, fiercely independent and rooted in important traditions of family, loyalty and conviction. Through 100% employee ownership and an unwavering belief in our team, Highland Mortgage exemplifies and embodies the spirit of this venerable culture. Put simply, trust equals behavior over time, a sincere credo that underscores our commitment to a life's work of advocating for our clients and each other.

Licensing Information

For licensing information, go to: NMLS Consumer Access

Boxcar Mortgage, LLC DBA Highland Mortgage
NMLS #1969375

404-850-0959

664 Seminole Ave NE, Suite #101
Atlanta, GA 30307

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