Learning Center · Updated 2025-01-15
Down Payment Assistance Programs in North Carolina
A current look at NC Home Advantage and other down-payment help available to Wilmington-area buyers.
TL;DR
NC Home Advantage provides up to 3% in down-payment assistance for many first-time and move-up buyers. Income and price limits apply.
NC Home Advantage Mortgage
Up to 3% down-payment assistance combined with a fixed-rate loan.
NC 1st Home Advantage Down Payment
Up to $15,000 for first-time and military buyers.
Local and lender-specific programs
Some lenders and counties have additional grants. David checks them all.
Keep reading
Frequently asked questions
Don't see your question? Call David directly, most answers take 5 minutes.